ENVA
Income statement / Annual
Last year (2025), Enova International Inc.'s total revenue was $3.15 B,
an increase of 18.58% from the previous year.
In 2025, Enova International Inc.'s net income was $308.39 M.
See Enova International Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$3.15 B |
$2.66 B |
$2.12 B |
$1.74 B |
$1.21 B |
$1.08 B |
$1.17 B |
$972.62 M |
$728.90 M |
$745.57 M |
| Cost of Revenue |
$1.57 B
|
$1.42 B
|
$1.08 B
|
$734.41 M
|
$260.18 M
|
$486.21 M
|
$678.50 M
|
$582.77 M
|
$427.49 M
|
$393.57 M
|
| Gross Profit |
$1.58 B
|
$1.24 B
|
$1.04 B
|
$1.00 B
|
$947.75 M
|
$597.50 M
|
$496.26 M
|
$389.85 M
|
$301.41 M
|
$352.00 M
|
| Gross Profit Ratio |
0.5
|
0.47
|
0.49
|
0.58
|
0.78
|
0.55
|
0.42
|
0.4
|
0.41
|
0.47
|
| Research and Development Expenses |
$67.51 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$169.72 M
|
$156.52 M
|
$160.27 M
|
$140.46 M
|
$156.96 M
|
$140.60 M
|
$109.20 M
|
$105.14 M
|
$99.75 M
|
$97.96 M
|
| Selling & Marketing Expenses |
$621.08 M
|
$523.57 M
|
$414.46 M
|
$382.57 M
|
$271.16 M
|
$69.78 M
|
$115.13 M
|
$95.96 M
|
$76.56 M
|
$97.40 M
|
| Selling, General & Administrative Expenses |
$790.80 M
|
$680.09 M
|
$574.73 M
|
$523.04 M
|
$428.12 M
|
$210.38 M
|
$224.34 M
|
$201.10 M
|
$176.31 M
|
$195.36 M
|
| Other Expenses |
-$17.77 M
|
-$25.84 M
|
$38.28 M
|
$94.65 M
|
$106.57 M
|
$29.33 M
|
$23.71 M
|
$13.20 M
|
$8.91 M
|
$35.16 M
|
| Operating Expenses |
$840.53 M
|
$654.25 M
|
$613.01 M
|
$617.69 M
|
$534.69 M
|
$239.71 M
|
$248.05 M
|
$214.31 M
|
$185.22 M
|
$230.52 M
|
| Cost And Expenses |
$2.41 B
|
$2.07 B
|
$1.70 B
|
$1.35 B
|
$794.87 M
|
$725.91 M
|
$926.55 M
|
$797.08 M
|
$612.71 M
|
$624.09 M
|
| Interest Income |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Interest Expense |
$169.57 M
|
$0.00
|
$194.78 M
|
$115.89 M
|
$76.51 M
|
$86.69 M
|
$75.60 M
|
$79.36 M
|
$74.01 M
|
$65.60 M
|
| Depreciation & Amortization |
$41.83 M
|
$40.21 M
|
$38.16 M
|
$36.87 M
|
$35.38 M
|
$19.73 M
|
$15.06 M
|
$14.20 M
|
$13.28 M
|
$15.56 M
|
| EBITDA |
$529.82 M |
$334.52 M |
$265.51 M |
$304.97 M |
$371.93 M |
$290.84 M |
$187.66 M |
$110.38 M |
$55.47 M |
$71.44 M |
| EBITDA Ratio |
0.17
|
0.13
|
0.13
|
0.18
|
0.31
|
0.27
|
0.16
|
0.11
|
0.08
|
0.1
|
| Operating Income Ratio |
0.23
|
0.22
|
0.2
|
0.22
|
0.34
|
0.33
|
0.21
|
0.18
|
0.16
|
0.16
|
| Total Other Income/Expenses Net |
-$338.40 M
|
-$313.66 M
|
-$194.89 M
|
-$111.42 M
|
-$75.91 M
|
$77.62 M
|
-$78.14 M
|
-$106.67 M
|
-$96.52 M
|
-$64.04 M
|
| Income Before Tax |
$401.03 M
|
$271.10 M
|
$227.25 M
|
$272.57 M
|
$337.16 M
|
$435.42 M
|
$170.07 M
|
$68.87 M
|
$19.67 M
|
$57.44 M
|
| Income Before Tax Ratio |
0.13
|
0.1
|
0.11
|
0.16
|
0.28
|
0.4
|
0.14
|
0.07
|
0.03
|
0.08
|
| Income Tax Expense |
$92.65 M
|
$61.65 M
|
$52.13 M
|
$65.15 M
|
$80.09 M
|
$57.19 M
|
$42.05 M
|
$5.30 M
|
$2.06 M
|
$22.83 M
|
| Net Income |
$308.39 M
|
$209.45 M
|
$175.12 M
|
$207.42 M
|
$256.30 M
|
$377.84 M
|
$36.61 M
|
$70.10 M
|
$29.24 M
|
$34.60 M
|
| Net Income Ratio |
0.1
|
0.08
|
0.08
|
0.12
|
0.21
|
0.35
|
0.03
|
0.07
|
0.04
|
0.05
|
| EPS |
12.26 |
7.78 |
5.71 |
6.42 |
7.05 |
11.85 |
3.8 |
2.06 |
0.87 |
1.04 |
| EPS Diluted |
11.58 |
7.43 |
5.49 |
6.19 |
6.79 |
11.7 |
3.72 |
1.99 |
0.86 |
1.03 |
| Weighted Average Shares Out |
$24.76 M
|
$26.92 M
|
$30.67 M
|
$32.29 M
|
$36.35 M
|
$31.90 M
|
$33.72 M
|
$33.99 M
|
$33.52 M
|
$33.19 M
|
| Weighted Average Shares Out Diluted |
$26.36 M
|
$28.20 M
|
$31.92 M
|
$33.48 M
|
$37.74 M
|
$32.30 M
|
$34.40 M
|
$35.18 M
|
$34.13 M
|
$33.46 M
|
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