WSBF
Income statement / Annual
Last year (2024), Waterstone Financial, Inc.'s total revenue was $113.17 M,
an increase of 14.07% from the previous year.
In 2024, Waterstone Financial, Inc.'s net income was $18.69 M.
See Waterstone Financial, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$113.17 M |
$99.21 M |
$157.77 M |
$254.10 M |
$292.87 M |
$179.66 M |
$169.00 M |
$172.08 M |
$166.93 M |
$143.32 M |
| Cost of Revenue |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Gross Profit |
$113.17 M
|
$99.21 M
|
$157.77 M
|
$254.10 M
|
$292.87 M
|
$179.66 M
|
$169.00 M
|
$172.08 M
|
$166.93 M
|
$143.32 M
|
| Gross Profit Ratio |
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$3.18 M
|
$84.10 M
|
$99.57 M
|
$135.12 M
|
$139.05 M
|
$103.08 M
|
$99.40 M
|
$98.64 M
|
$96.52 M
|
$84.23 M
|
| Selling & Marketing Expenses |
$3.55 M
|
$3.78 M
|
$3.98 M
|
$3.53 M
|
$3.69 M
|
$3.89 M
|
$4.12 M
|
$3.33 M
|
$2.74 M
|
$2.95 M
|
| Selling, General & Administrative Expenses |
$6.74 M
|
$87.88 M
|
$103.54 M
|
$138.64 M
|
$142.74 M
|
$106.96 M
|
$103.52 M
|
$101.98 M
|
$99.26 M
|
$87.17 M
|
| Other Expenses |
$0.00
|
$40.10 M
|
-$236.83 M
|
-$25.86 M
|
-$33.79 M
|
-$23.95 M
|
-$232.24 M
|
-$24.62 M
|
-$23.03 M
|
$0.00
|
| Operating Expenses |
$6.74 M
|
$127.97 M
|
-$133.29 M
|
$25.86 M
|
$33.79 M
|
$23.95 M
|
-$128.72 M
|
$24.62 M
|
$23.03 M
|
$115.53 M
|
| Cost And Expenses |
$6.74 M
|
$127.97 M
|
-$133.29 M
|
$177.47 M
|
$214.39 M
|
$162.92 M
|
-$128.72 M
|
$147.08 M
|
$148.11 M
|
$115.53 M
|
| Interest Income |
$113.17 M
|
$99.21 M
|
$70.25 M
|
$69.88 M
|
$78.48 M
|
$79.74 M
|
$73.70 M
|
$67.10 M
|
$63.74 M
|
$61.96 M
|
| Interest Expense |
$67.00 M
|
$48.99 M
|
$13.29 M
|
$14.37 M
|
$24.98 M
|
$27.54 M
|
$19.52 M
|
$16.36 M
|
$20.29 M
|
$23.12 M
|
| Depreciation & Amortization |
$2.47 M
|
$3.30 M
|
$1.80 M
|
$2.10 M
|
$2.50 M
|
$2.51 M
|
$2.30 M
|
$2.05 M
|
$2.62 M
|
$3.60 M
|
| EBITDA |
$0.00 |
$0.00 |
$28.51 M |
$98.16 M |
$113.72 M |
$52.27 M |
$45.01 M |
$46.59 M |
$45.21 M |
$29.42 M |
| EBITDA Ratio |
0
|
0
|
0.18
|
0.39
|
0.39
|
0.29
|
0.27
|
0.27
|
0.27
|
0.21
|
| Operating Income Ratio |
0.94
|
0.11
|
0.16
|
0.36
|
0.37
|
0.26
|
0.24
|
0.26
|
0.25
|
0.18
|
| Total Other Income/Expenses Net |
-$82.43 M
|
$0.00
|
-$17.34 M
|
-$15.81 M
|
-$16.71 M
|
-$11.47 M
|
-$13.66 M
|
-$14.63 M
|
-$14.17 M
|
-$15.42 M
|
| Income Before Tax |
$24.00 M
|
$11.03 M
|
$24.48 M
|
$92.11 M
|
$108.12 M
|
$47.57 M
|
$40.28 M
|
$44.43 M
|
$41.99 M
|
$25.82 M
|
| Income Before Tax Ratio |
0.21
|
0.11
|
0.16
|
0.36
|
0.37
|
0.26
|
0.24
|
0.26
|
0.25
|
0.18
|
| Income Tax Expense |
$5.31 M
|
$1.66 M
|
$4.99 M
|
$21.32 M
|
$26.97 M
|
$11.67 M
|
$9.53 M
|
$18.47 M
|
$16.46 M
|
$9.25 M
|
| Net Income |
$18.69 M
|
$9.38 M
|
$19.49 M
|
$70.79 M
|
$81.15 M
|
$35.90 M
|
$30.75 M
|
$25.96 M
|
$25.53 M
|
$16.57 M
|
| Net Income Ratio |
0.17
|
0.09
|
0.12
|
0.28
|
0.28
|
0.2
|
0.18
|
0.15
|
0.15
|
0.12
|
| EPS |
1.01 |
0.47 |
0.89 |
2.98 |
3.32 |
1.38 |
1.12 |
0.95 |
0.94 |
0.57 |
| EPS Diluted |
1.01 |
0.46 |
0.89 |
2.96 |
3.3 |
1.37 |
1.11 |
0.93 |
0.93 |
0.56 |
| Weighted Average Shares Out |
$18.56 M
|
$20.16 M
|
$21.88 M
|
$23.74 M
|
$24.46 M
|
$26.02 M
|
$27.36 M
|
$27.47 M
|
$27.04 M
|
$29.16 M
|
| Weighted Average Shares Out Diluted |
$18.59 M
|
$20.20 M
|
$22.01 M
|
$23.93 M
|
$24.61 M
|
$26.25 M
|
$27.63 M
|
$27.90 M
|
$27.37 M
|
$29.43 M
|
| Link |
|
|
|
|
|
|
|
|
|
|
