XYF
Income statement / Annual
Last year (2024), X Financial's total revenue was $5.87 B,
an increase of 79.16% from the previous year.
In 2024, X Financial's net income was $1.54 B.
See X Financial,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$5.87 B |
$3.28 B |
$2.32 B |
$1.51 B |
-$61.50 M |
$1.28 B |
$2.17 B |
$1.00 B |
-$39.17 M |
| Cost of Revenue |
$1.96 B
|
$1.68 B
|
$1.00 B
|
$144.95 M
|
$1.34 B
|
$310.01 M
|
$653.71 M
|
$350.28 M
|
$8.10 M
|
| Gross Profit |
$3.91 B
|
$1.60 B
|
$1.32 B
|
$1.37 B
|
-$1.40 B
|
$968.47 M
|
$1.52 B
|
$653.31 M
|
-$47.27 M
|
| Gross Profit Ratio |
0.67
|
0.49
|
0.57
|
0.9
|
22.75
|
0.76
|
0.7
|
0.65
|
1.21
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$175.93 M
|
$153.94 M
|
$143.23 M
|
$187.86 M
|
$179.23 M
|
$227.48 M
|
$220.02 M
|
$98.24 M
|
$61.71 M
|
| Selling & Marketing Expenses |
$35.73 M
|
$12.54 M
|
$15.45 M
|
$20.83 M
|
$35.63 M
|
$103.16 M
|
$205.73 M
|
$76.58 M
|
$38.21 M
|
| Selling, General & Administrative Expenses |
$211.66 M
|
$153.94 M
|
$143.23 M
|
$208.69 M
|
$214.85 M
|
$330.64 M
|
$425.75 M
|
$174.82 M
|
$99.92 M
|
| Other Expenses |
$1.83 B
|
-$24.35 M
|
-$40.72 M
|
-$32.51 M
|
-$12.71 M
|
-$26.08 M
|
$5.90 M
|
-$89.69 K
|
$9.27 K
|
| Operating Expenses |
$2.04 B
|
$129.59 M
|
$102.51 M
|
$176.18 M
|
$202.15 M
|
$304.56 M
|
$431.65 M
|
$174.73 M
|
$99.93 M
|
| Cost And Expenses |
$4.00 B
|
$1.81 B
|
$1.10 B
|
$321.13 M
|
$1.54 B
|
$614.57 M
|
$1.09 B
|
$525.01 M
|
$108.03 M
|
| Interest Income |
$1.37 B
|
$1.12 B
|
$970.03 M
|
$691.61 M
|
$634.59 M
|
$427.79 M
|
$80.33 M
|
$134.37 M
|
$30.76 M
|
| Interest Expense |
$1.58 B
|
$1.37 B
|
$833.11 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Depreciation & Amortization |
$7.20 M
|
$5.26 M
|
$6.65 M
|
$8.14 M
|
$11.92 M
|
$11.38 M
|
$9.64 M
|
$5.37 M
|
$3.06 M
|
| EBITDA |
$3.71 B |
$1.47 B |
$1.23 B |
$1.20 B |
-$1.59 B |
$675.30 M |
$1.09 B |
$483.94 M |
-$144.14 M |
| EBITDA Ratio |
0.63
|
0.45
|
0.53
|
0.79
|
25.85
|
0.53
|
0.5
|
0.48
|
3.68
|
| Operating Income Ratio |
0.32
|
0.45
|
0.53
|
0.79
|
26.04
|
0.52
|
0.5
|
0.48
|
3.76
|
| Total Other Income/Expenses Net |
$71.84 M
|
-$20.65 M
|
-$11.83 M
|
$0.00
|
-$6.81 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$1.95 B
|
$1.45 B
|
$1.21 B
|
$1.19 B
|
-$1.61 B
|
$663.92 M
|
$1.08 B
|
$478.58 M
|
-$147.20 M
|
| Income Before Tax Ratio |
0.33
|
0.44
|
0.52
|
0.79
|
26.15
|
0.52
|
0.5
|
0.48
|
3.76
|
| Income Tax Expense |
$405.70 M
|
$261.13 M
|
$396.07 M
|
$368.74 M
|
-$299.88 M
|
-$93.10 M
|
$209.92 M
|
$138.25 M
|
-$27.02 M
|
| Net Income |
$1.54 B
|
$1.19 B
|
$812.00 M
|
$825.41 M
|
-$1.31 B
|
$774.28 M
|
$883.11 M
|
$340.28 M
|
-$119.57 M
|
| Net Income Ratio |
0.26
|
0.36
|
0.35
|
0.55
|
21.28
|
0.61
|
0.41
|
0.34
|
3.05
|
| EPS |
191.88 |
148.32 |
92.52 |
90.36 |
-24.3 |
14.82 |
17.46 |
6.76 |
-2.37 |
| EPS Diluted |
189 |
146.88 |
90.72 |
88.2 |
-24.3 |
14.52 |
17.43 |
6.76 |
-2.37 |
| Weighted Average Shares Out |
$48.14 M
|
$48.02 M
|
$52.74 M
|
$54.87 M
|
$53.54 M
|
$52.29 M
|
$47.77 M
|
$46.49 M
|
$39.68 M
|
| Weighted Average Shares Out Diluted |
$48.89 M
|
$48.47 M
|
$53.73 M
|
$56.15 M
|
$53.54 M
|
$53.29 M
|
$50.66 M
|
$46.62 M
|
$39.68 M
|
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