OPFI
Income statement / Annual
Last year (2025), OppFi Inc's total revenue was $597.05 M,
an increase of 13.52% from the previous year.
In 2025, OppFi Inc's net income was $26.33 M.
See OppFi Inc,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
| Operating Revenue |
$597.05 M |
$525.96 M |
$508.95 M |
$452.86 M |
$350.57 M |
$291.01 M |
$107.30 M |
$54.38 M |
| Cost of Revenue |
$29.34 M
|
$105.18 M
|
$107.43 M
|
$95.14 M
|
$89.17 M
|
$44.20 M
|
$0.00
|
$0.00
|
| Gross Profit |
$567.71 M
|
$420.78 M
|
$401.52 M
|
$357.72 M
|
$261.40 M
|
$246.82 M
|
$107.30 M
|
$54.38 M
|
| Gross Profit Ratio |
0.95
|
0.8
|
0.79
|
0.79
|
0.75
|
0.85
|
1
|
1
|
| Research and Development Expenses |
$0.00
|
$21.17 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$8.38 M
|
$4.90 M
|
| General & Administrative Expenses |
$36.69 M
|
$40.66 M
|
$36.10 M
|
$29.25 M
|
$36.48 M
|
$19.47 M
|
$17.99 M
|
$9.11 M
|
| Selling & Marketing Expenses |
$50.89 M
|
$49.21 M
|
$50.56 M
|
$58.29 M
|
$52.46 M
|
$18.64 M
|
$11.35 M
|
$7.10 M
|
| Selling, General & Administrative Expenses |
$87.58 M
|
$89.87 M
|
$86.66 M
|
$87.54 M
|
$88.94 M
|
$38.11 M
|
$29.34 M
|
$31.20 M
|
| Other Expenses |
$286.88 M
|
$215.21 M
|
$268.50 M
|
$276.52 M
|
$115.20 M
|
$131.19 M
|
$36.59 M
|
$0.00
|
| Operating Expenses |
$374.46 M
|
$326.24 M
|
$355.16 M
|
$364.06 M
|
$204.14 M
|
$169.30 M
|
$74.30 M
|
$44.65 M
|
| Cost And Expenses |
$403.80 M
|
$431.43 M
|
$462.59 M
|
$459.20 M
|
$293.31 M
|
$213.50 M
|
$74.30 M
|
$44.65 M
|
| Interest Income |
$597.05 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Interest Expense |
$39.37 M
|
$182.23 M
|
$46.75 M
|
$35.16 M
|
$137.00 K
|
$19.28 M
|
$0.00
|
$0.00
|
| Depreciation & Amortization |
$5.16 M
|
$9.62 M
|
$12.74 M
|
$13.58 M
|
$10.28 M
|
$6.73 M
|
$0.00
|
-$20.76 M
|
| EBITDA |
$200.66 M |
$308.60 M |
$290.51 M |
$244.77 M |
$100.53 M |
$103.53 M |
$0.00 |
-$11.03 M |
| EBITDA Ratio |
0.34
|
0.59
|
0.57
|
0.54
|
0.29
|
0.36
|
0
|
-0.2
|
| Operating Income Ratio |
0.32
|
0.18
|
0.09
|
-0.01
|
0.16
|
0.27
|
0.31
|
0.38
|
| Total Other Income/Expenses Net |
-$37.12 M
|
-$6.48 M
|
-$4.55 M
|
$9.41 M
|
$32.85 M
|
$0.00
|
$0.00
|
-$11.03 M
|
| Income Before Tax |
$156.13 M
|
$88.05 M
|
$41.81 M
|
$3.06 M
|
$90.11 M
|
$77.52 M
|
$32.99 M
|
$9.73 M
|
| Income Before Tax Ratio |
0.26
|
0.17
|
0.08
|
0.01
|
0.26
|
0.27
|
0.31
|
0.18
|
| Income Tax Expense |
$9.89 M
|
$4.22 M
|
$2.33 M
|
-$277.00 K
|
$311.00 K
|
$0.00
|
$0.00
|
$0.00
|
| Net Income |
$26.33 M
|
$7.26 M
|
-$1.01 M
|
$7.10 M
|
$25.55 M
|
$77.52 M
|
$32.99 M
|
$9.73 M
|
| Net Income Ratio |
0.04
|
0.01
|
-0
|
0.02
|
0.07
|
0.27
|
0.31
|
0.18
|
| EPS |
0.99 |
0.36 |
-0.0613 |
0.51 |
1.93 |
5.97 |
2.54 |
0.75 |
| EPS Diluted |
0.99 |
0.36 |
-0.0613 |
0.0504 |
0.48 |
5.97 |
2.54 |
N/A |
| Weighted Average Shares Out |
$26.51 M
|
$20.15 M
|
$16.39 M
|
$13.91 M
|
$13.22 M
|
$12.98 M
|
$12.98 M
|
$12.98 M
|
| Weighted Average Shares Out Diluted |
$26.51 M
|
$20.15 M
|
$16.39 M
|
$84.26 M
|
$84.47 M
|
$12.98 M
|
$12.98 M
|
$0.00
|
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