XP
Income statement / Annual
Last year (2025), XP Inc's total revenue was $18.24 B,
a decrease of 8.21% from the previous year.
In 2025, XP Inc's net income was $5.07 B.
See XP Inc,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$18.24 B |
$19.87 B |
$14.82 B |
$14.18 B |
$12.97 B |
$8.60 B |
$5.17 B |
$3.16 B |
$2.00 B |
$1.18 B |
| Cost of Revenue |
$5.95 B
|
$6.42 B
|
$4.83 B
|
$4.44 B
|
$4.05 B
|
$2.96 B
|
$1.73 B
|
$1.11 B
|
$657.52 M
|
$395.23 M
|
| Gross Profit |
$12.29 B
|
$13.45 B
|
$9.99 B
|
$9.74 B
|
$8.93 B
|
$5.64 B
|
$3.43 B
|
$2.05 B
|
$1.34 B
|
$780.69 M
|
| Gross Profit Ratio |
0.67
|
0.68
|
0.67
|
0.69
|
0.69
|
0.66
|
0.66
|
0.65
|
0.67
|
0.66
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling & Marketing Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling, General & Administrative Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Other Expenses |
$6.37 B
|
$6.86 B
|
$5.45 B
|
$5.70 B
|
$4.77 B
|
$3.05 B
|
$1.83 B
|
$1.24 B
|
$654.82 M
|
$426.47 M
|
| Operating Expenses |
$6.37 B
|
$6.86 B
|
$5.45 B
|
$5.70 B
|
$4.77 B
|
$3.05 B
|
$1.83 B
|
$1.24 B
|
$654.82 M
|
$426.47 M
|
| Cost And Expenses |
$12.32 B
|
$13.27 B
|
$10.27 B
|
$10.13 B
|
$8.82 B
|
$6.00 B
|
$3.56 B
|
$2.35 B
|
$1.31 B
|
$821.69 M
|
| Interest Income |
$10.23 B
|
$11.05 B
|
$8.21 B
|
$7.69 B
|
$6.12 B
|
$3.16 B
|
$1.49 B
|
$958.78 M
|
$645.45 M
|
$525.98 M
|
| Interest Expense |
$613.12 M
|
$894.20 M
|
$607.62 M
|
$416.73 M
|
$141.07 M
|
$53.09 M
|
$81.87 M
|
$76.70 M
|
$63.29 M
|
$0.00
|
| Depreciation & Amortization |
$298.17 M
|
$304.36 M
|
$248.38 M
|
$213.26 M
|
$240.84 M
|
$144.40 M
|
$88.43 M
|
$55.99 M
|
$28.39 M
|
$21.60 M
|
| EBITDA |
$6.25 B |
$6.92 B |
$4.73 B |
$4.20 B |
$4.35 B |
$2.64 B |
$1.67 B |
$812.32 M |
$687.90 M |
$371.59 M |
| EBITDA Ratio |
0.34
|
0.35
|
0.32
|
0.3
|
0.34
|
0.31
|
0.32
|
0.26
|
0.34
|
0.32
|
| Operating Income Ratio |
0.32
|
0.33
|
0.31
|
0.29
|
0.32
|
0.3
|
0.31
|
0.26
|
0.34
|
0.3
|
| Total Other Income/Expenses Net |
-$572.01 M
|
-$876.09 M
|
-$671.74 M
|
-$480.46 M
|
-$188.80 M
|
-$150.38 M
|
-$108.84 M
|
-$126.94 M
|
-$88.53 M
|
-$4.23 M
|
| Income Before Tax |
$5.34 B
|
$5.72 B
|
$3.87 B
|
$3.57 B
|
$3.97 B
|
$2.44 B
|
$1.50 B
|
$679.62 M
|
$596.21 M
|
$349.99 M
|
| Income Before Tax Ratio |
0.29
|
0.29
|
0.26
|
0.25
|
0.31
|
0.28
|
0.29
|
0.22
|
0.3
|
0.3
|
| Income Tax Expense |
$273.78 M
|
$540.43 M
|
$36.37 M
|
-$140.42 M
|
$231.47 M
|
$342.63 M
|
$441.01 M
|
$186.05 M
|
$157.43 M
|
$121.82 M
|
| Net Income |
$5.07 B
|
$5.18 B
|
$3.84 B
|
$3.71 B
|
$3.73 B
|
$2.09 B
|
$1.05 B
|
$489.45 M
|
$428.77 M
|
$176.60 M
|
| Net Income Ratio |
0.28
|
0.26
|
0.26
|
0.26
|
0.29
|
0.24
|
0.2
|
0.16
|
0.21
|
0.15
|
| EPS |
9.8 |
8.23 |
7.16 |
6.44 |
6.42 |
3.76 |
2.11 |
0.84 |
0.75 |
0.44 |
| EPS Diluted |
9.72 |
8.23 |
7.16 |
6.25 |
6.26 |
3.71 |
2.11 |
0.84 |
0.75 |
0.44 |
| Weighted Average Shares Out |
$527.32 M
|
$548.32 M
|
$544.21 M
|
$555.43 M
|
$559.00 M
|
$552.29 M
|
$511.46 M
|
$551.80 M
|
$551.80 M
|
$551.80 M
|
| Weighted Average Shares Out Diluted |
$531.92 M
|
$548.32 M
|
$544.21 M
|
$573.01 M
|
$573.50 M
|
$559.11 M
|
$511.71 M
|
$551.80 M
|
$551.80 M
|
$551.80 M
|
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