UPST
Income statement / Annual
Last year (2024), Upstart Holdings, Inc.'s total revenue was $676.96 M,
an increase of 23.60% from the previous year.
In 2024, Upstart Holdings, Inc.'s net income was -$128.58 M.
See Upstart Holdings, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
| Operating Revenue |
$676.96 M |
$547.72 M |
$853.29 M |
$849.89 M |
$230.08 M |
$189.27 M |
$95.58 M |
$55.64 M |
| Cost of Revenue |
$48.13 M
|
$39.60 M
|
$15.53 M
|
$3.27 M
|
$8.03 M
|
$26.49 M
|
$0.00
|
$0.00
|
| Gross Profit |
$628.83 M
|
$508.12 M
|
$837.76 M
|
$846.61 M
|
$222.05 M
|
$162.78 M
|
$95.58 M
|
$55.64 M
|
| Gross Profit Ratio |
0.93
|
0.93
|
0.98
|
1
|
0.97
|
0.86
|
1
|
1
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$388.93 M
|
$362.81 M
|
$373.28 M
|
$239.02 M
|
$83.19 M
|
$56.81 M
|
$35.24 M
|
$25.66 M
|
| Selling & Marketing Expenses |
$166.80 M
|
$127.14 M
|
$345.78 M
|
$333.45 M
|
$99.66 M
|
$93.18 M
|
$63.63 M
|
$33.84 M
|
| Selling, General & Administrative Expenses |
$555.73 M
|
$489.95 M
|
$719.06 M
|
$572.47 M
|
$182.85 M
|
$149.99 M
|
$98.87 M
|
$59.50 M
|
| Other Expenses |
$201.50 M
|
$258.20 M
|
$227.77 M
|
$140.41 M
|
$33.25 M
|
$17.74 M
|
$7.93 M
|
$4.99 M
|
| Operating Expenses |
$757.23 M
|
$748.14 M
|
$946.83 M
|
$712.88 M
|
$216.10 M
|
$167.73 M
|
$106.80 M
|
$64.50 M
|
| Cost And Expenses |
$805.36 M
|
$787.74 M
|
$962.36 M
|
$716.16 M
|
$224.13 M
|
$194.21 M
|
$106.80 M
|
$64.50 M
|
| Interest Income |
$186.36 M
|
$169.00 M
|
$105.58 M
|
$20.63 M
|
$26.41 M
|
$63.31 M
|
$76.68 M
|
$21.13 M
|
| Interest Expense |
$48.13 M
|
$34.89 M
|
$10.84 M
|
$3.27 M
|
$8.03 M
|
$26.49 M
|
$26.48 M
|
$9.42 M
|
| Depreciation & Amortization |
$20.55 M
|
$24.90 M
|
$13.51 M
|
$7.54 M
|
$2.28 M
|
$774.00 K
|
$314.00 K
|
$93.00 K
|
| EBITDA |
-$107.85 M |
-$215.12 M |
-$95.56 M |
$141.27 M |
$8.23 M |
-$4.17 M |
$18.83 M |
$1.98 M |
| EBITDA Ratio |
-0.16
|
-0.39
|
-0.11
|
0.17
|
0.04
|
-0.02
|
0.2
|
0.04
|
| Operating Income Ratio |
-0.19
|
-0.44
|
-0.13
|
0.16
|
0.03
|
-0.03
|
-0.08
|
-0.14
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
-$3.25 M
|
-$1.32 M
|
| Income Before Tax |
-$128.40 M
|
-$240.03 M
|
-$109.07 M
|
$133.73 M
|
$5.95 M
|
-$4.95 M
|
-$11.22 M
|
-$8.86 M
|
| Income Before Tax Ratio |
-0.19
|
-0.44
|
-0.13
|
0.16
|
0.03
|
-0.03
|
-0.12
|
-0.16
|
| Income Tax Expense |
$185.00 K
|
$107.00 K
|
-$409.00 K
|
-$1.71 M
|
$371.00 K
|
$74.00 K
|
$0.00
|
$6.00 K
|
| Net Income |
-$128.58 M
|
-$240.13 M
|
-$108.67 M
|
$135.44 M
|
$5.98 M
|
-$466.00 K
|
-$12.32 M
|
-$7.72 M
|
| Net Income Ratio |
-0.19
|
-0.44
|
-0.13
|
0.16
|
0.03
|
-0
|
-0.13
|
-0.14
|
| EPS |
-1.44 |
-2.87 |
-1.31 |
1.73 |
0.27 |
-0.0325 |
-0.87 |
-0.56 |
| EPS Diluted |
-1.44 |
-2.87 |
-1.31 |
1.43 |
0.23 |
-0.0325 |
-0.87 |
-0.56 |
| Weighted Average Shares Out |
$89.45 M
|
$83.77 M
|
$82.77 M
|
$78.11 M
|
$21.78 M
|
$14.36 M
|
$14.13 M
|
$13.87 M
|
| Weighted Average Shares Out Diluted |
$89.45 M
|
$83.77 M
|
$82.77 M
|
$94.77 M
|
$26.37 M
|
$14.36 M
|
$14.13 M
|
$13.87 M
|
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