OPRT
Income statement / Annual
Last year (2024), Oportun Financial Corporation's total revenue was $533.36 M,
an increase of 15.93% from the previous year.
In 2024, Oportun Financial Corporation's net income was -$78.68 M.
See Oportun Financial Corporation,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$533.36 M |
$460.08 M |
$733.70 M |
$578.15 M |
$393.43 M |
$502.91 M |
$520.48 M |
$360.95 M |
$277.53 M |
$195.23 M |
| Cost of Revenue |
$238.16 M
|
$179.41 M
|
$93.05 M
|
$47.67 M
|
$58.37 M
|
$56.06 M
|
$63.07 M
|
$134.71 M
|
$99.14 M
|
$0.00
|
| Gross Profit |
$295.20 M
|
$280.67 M
|
$640.66 M
|
$530.48 M
|
$335.06 M
|
$446.85 M
|
$457.41 M
|
$226.24 M
|
$178.39 M
|
$195.23 M
|
| Gross Profit Ratio |
0.55
|
0.61
|
0.87
|
0.92
|
0.85
|
0.89
|
0.88
|
0.63
|
0.64
|
1
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$2.00 M
|
| General & Administrative Expenses |
$140.38 M
|
$194.23 M
|
$213.69 M
|
$153.31 M
|
$126.92 M
|
$106.04 M
|
$74.12 M
|
$64.04 M
|
$48.63 M
|
$43.18 M
|
| Selling & Marketing Expenses |
$66.97 M
|
$75.28 M
|
$110.03 M
|
$116.88 M
|
$89.38 M
|
$97.15 M
|
$77.62 M
|
$58.06 M
|
$39.85 M
|
$24.99 M
|
| Selling, General & Administrative Expenses |
$207.36 M
|
$269.51 M
|
$323.72 M
|
$270.20 M
|
$216.29 M
|
$203.19 M
|
$151.74 M
|
$122.10 M
|
$88.47 M
|
$95.99 M
|
| Other Expenses |
$203.02 M
|
$264.81 M
|
$392.22 M
|
$197.50 M
|
$176.86 M
|
$159.22 M
|
$135.58 M
|
$102.07 M
|
$73.86 M
|
-$77.58 M
|
| Operating Expenses |
$410.38 M
|
$534.32 M
|
$715.94 M
|
$467.69 M
|
$393.15 M
|
$362.42 M
|
$287.32 M
|
$224.17 M
|
$162.33 M
|
$77.58 M
|
| Cost And Expenses |
$648.54 M
|
$713.73 M
|
$808.99 M
|
$515.36 M
|
$451.52 M
|
$418.48 M
|
$350.38 M
|
$358.89 M
|
$261.47 M
|
$185.71 M
|
| Interest Income |
$949.69 M
|
$984.57 M
|
$876.10 M
|
$575.80 M
|
$545.50 M
|
$544.10 M
|
$448.78 M
|
$327.94 M
|
$254.15 M
|
$0.00
|
| Interest Expense |
$238.16 M
|
$179.41 M
|
$93.00 M
|
$47.70 M
|
$58.40 M
|
$60.50 M
|
$46.92 M
|
$36.40 M
|
$28.77 M
|
$0.00
|
| Depreciation & Amortization |
$51.16 M
|
$54.89 M
|
$47.53 M
|
$27.11 M
|
$20.22 M
|
$14.10 M
|
$11.82 M
|
$10.59 M
|
$8.38 M
|
$5.20 M
|
| EBITDA |
-$64.02 M |
-$198.77 M |
-$27.75 M |
$89.90 M |
-$37.87 M |
$98.53 M |
$181.92 M |
$12.66 M |
$24.43 M |
$14.72 M |
| EBITDA Ratio |
-0.12
|
-0.43
|
-0.04
|
0.16
|
-0.1
|
0.2
|
0.35
|
0.04
|
0.09
|
0.08
|
| Operating Income Ratio |
-0.22
|
-0.55
|
-0.1
|
0.11
|
-0.15
|
0.17
|
0.33
|
0.01
|
0.06
|
0.05
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
-$115.18 M
|
-$253.65 M
|
-$75.29 M
|
$62.79 M
|
-$58.09 M
|
$84.43 M
|
$170.10 M
|
$2.07 M
|
$16.06 M
|
$9.52 M
|
| Income Before Tax Ratio |
-0.22
|
-0.55
|
-0.1
|
0.11
|
-0.15
|
0.17
|
0.33
|
0.01
|
0.06
|
0.05
|
| Income Tax Expense |
-$36.50 M
|
-$73.70 M
|
$2.46 M
|
$15.38 M
|
-$13.01 M
|
$22.83 M
|
$46.70 M
|
$12.28 M
|
-$34.80 M
|
$1.12 M
|
| Net Income |
-$78.68 M
|
-$179.95 M
|
-$77.74 M
|
$47.41 M
|
-$45.08 M
|
$61.60 M
|
$123.39 M
|
-$10.21 M
|
$50.86 M
|
$8.40 M
|
| Net Income Ratio |
-0.15
|
-0.39
|
-0.11
|
0.08
|
-0.11
|
0.12
|
0.24
|
-0.03
|
0.18
|
0.04
|
| EPS |
-1.95 |
-4.88 |
-2.37 |
1.68 |
-1.65 |
0.46 |
5.6 |
-0.46 |
2.31 |
0.31 |
| EPS Diluted |
-1.95 |
-4.88 |
-2.37 |
1.56 |
-1.65 |
0.4 |
5.59 |
-0.46 |
2.2 |
0.31 |
| Weighted Average Shares Out |
$40.36 M
|
$36.88 M
|
$32.83 M
|
$28.19 M
|
$27.33 M
|
$9.35 M
|
$22.02 M
|
$22.02 M
|
$21.98 M
|
$26.89 M
|
| Weighted Average Shares Out Diluted |
$40.36 M
|
$36.88 M
|
$32.83 M
|
$30.32 M
|
$27.33 M
|
$10.76 M
|
$22.06 M
|
$22.06 M
|
$23.11 M
|
$26.89 M
|
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