OPOF
Income statement / Annual
Last year (2024), Old Point Financial Corporation's total revenue was $85.82 M,
an increase of 6.90% from the previous year.
In 2024, Old Point Financial Corporation's net income was $9.51 M.
See Old Point Financial Corporation,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$85.82 M |
$80.28 M |
$59.86 M |
$57.14 M |
$53.79 M |
$54.32 M |
$51.53 M |
$45.69 M |
$42.90 M |
$43.43 M |
| Cost of Revenue |
$24.90 M
|
$21.03 M
|
$5.31 M
|
$4.25 M
|
$6.29 M
|
$6.74 M
|
$7.83 M
|
$7.17 M
|
$4.50 M
|
$4.66 M
|
| Gross Profit |
$60.91 M
|
$59.25 M
|
$54.55 M
|
$52.89 M
|
$47.50 M
|
$47.58 M
|
$44.07 M
|
$38.52 M
|
$38.40 M
|
$38.77 M
|
| Gross Profit Ratio |
0.71
|
0.74
|
0.91
|
0.93
|
0.88
|
0.88
|
0.86
|
0.84
|
0.9
|
0.89
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$31.71 M
|
$32.27 M
|
$28.05 M
|
$26.08 M
|
$26.17 M
|
$24.82 M
|
$23.33 M
|
$22.14 M
|
$21.02 M
|
$21.92 M
|
| Selling & Marketing Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling, General & Administrative Expenses |
$31.71 M
|
$32.27 M
|
$28.05 M
|
$26.08 M
|
$26.17 M
|
$24.82 M
|
$23.33 M
|
$22.14 M
|
$21.02 M
|
$21.92 M
|
| Other Expenses |
$17.80 M
|
$17.92 M
|
$15.92 M
|
$17.07 M
|
$15.42 M
|
$13.82 M
|
$15.17 M
|
$16.51 M
|
$13.42 M
|
$13.16 M
|
| Operating Expenses |
$49.51 M
|
$50.19 M
|
$43.58 M
|
$43.15 M
|
$41.59 M
|
$38.64 M
|
$38.50 M
|
$38.65 M
|
$34.44 M
|
$35.09 M
|
| Cost And Expenses |
$74.41 M
|
$71.22 M
|
$49.28 M
|
$47.40 M
|
$47.88 M
|
$45.38 M
|
$46.33 M
|
$45.82 M
|
$38.94 M
|
$39.74 M
|
| Interest Income |
$72.10 M
|
$66.30 M
|
$47.96 M
|
$42.18 M
|
$39.88 M
|
$40.02 M
|
$37.97 M
|
$32.78 M
|
$29.71 M
|
$30.16 M
|
| Interest Expense |
$24.19 M
|
$18.43 M
|
$3.61 M
|
$3.46 M
|
$5.29 M
|
$6.42 M
|
$4.97 M
|
$3.01 M
|
$2.57 M
|
$3.63 M
|
| Depreciation & Amortization |
$2.53 M
|
$2.58 M
|
$2.42 M
|
$2.44 M
|
$2.53 M
|
$2.54 M
|
$2.47 M
|
$2.74 M
|
$2.73 M
|
$2.54 M
|
| EBITDA |
$13.94 M |
$11.64 M |
$13.01 M |
$12.17 M |
$8.44 M |
$11.48 M |
$7.67 M |
$2.62 M |
$6.68 M |
$6.23 M |
| EBITDA Ratio |
0.16
|
0.15
|
0.22
|
0.21
|
0.16
|
0.21
|
0.15
|
0.06
|
0.16
|
0.14
|
| Operating Income Ratio |
0.13
|
0.11
|
0.18
|
0.17
|
0.11
|
0.16
|
0.1
|
-0
|
0.09
|
0.08
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$11.41 M
|
$9.06 M
|
$10.58 M
|
$9.74 M
|
$5.91 M
|
$8.94 M
|
$5.20 M
|
-$126.00 K
|
$3.96 M
|
$3.69 M
|
| Income Before Tax Ratio |
0.13
|
0.11
|
0.18
|
0.17
|
0.11
|
0.16
|
0.1
|
-0
|
0.09
|
0.08
|
| Income Tax Expense |
$1.90 M
|
$1.33 M
|
$1.47 M
|
$1.30 M
|
$521.00 K
|
$1.08 M
|
$279.00 K
|
-$97.00 K
|
$160.00 K
|
$54.00 K
|
| Net Income |
$9.51 M
|
$7.73 M
|
$9.11 M
|
$8.44 M
|
$5.39 M
|
$7.86 M
|
$4.92 M
|
-$29.00 K
|
$3.80 M
|
$3.63 M
|
| Net Income Ratio |
0.11
|
0.1
|
0.15
|
0.15
|
0.1
|
0.14
|
0.1
|
-0
|
0.09
|
0.08
|
| EPS |
1.88 |
1.54 |
1.8 |
1.61 |
1.03 |
1.51 |
0.96 |
-0.01 |
0.74 |
0.73 |
| EPS Diluted |
1.88 |
1.54 |
1.8 |
1.61 |
1.03 |
1.51 |
0.96 |
-0.01 |
0.74 |
0.73 |
| Weighted Average Shares Out |
$5.06 M
|
$5.03 M
|
$5.07 M
|
$5.24 M
|
$5.22 M
|
$5.20 M
|
$5.14 M
|
$4.99 M
|
$4.96 M
|
$4.96 M
|
| Weighted Average Shares Out Diluted |
$5.06 M
|
$5.03 M
|
$5.07 M
|
$5.24 M
|
$5.22 M
|
$5.20 M
|
$5.14 M
|
$4.99 M
|
$4.96 M
|
$4.96 M
|
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