NBTB
Income statement / Annual
Last year (2024), NBT Bancorp Inc.'s total revenue was $785.99 M,
an increase of 18.67% from the previous year.
In 2024, NBT Bancorp Inc.'s net income was $140.64 M.
See NBT Bancorp Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$785.99 M |
$662.35 M |
$537.00 M |
$494.76 M |
$491.26 M |
$507.40 M |
$464.80 M |
$425.13 M |
$399.20 M |
$384.91 M |
| Cost of Revenue |
$231.16 M
|
$169.84 M
|
$39.03 M
|
$10.53 M
|
$83.74 M
|
$81.39 M
|
$67.45 M
|
$56.90 M
|
$47.94 M
|
$38.90 M
|
| Gross Profit |
$554.83 M
|
$492.51 M
|
$497.97 M
|
$484.22 M
|
$407.53 M
|
$426.01 M
|
$397.35 M
|
$368.23 M
|
$351.27 M
|
$346.01 M
|
| Gross Profit Ratio |
0.71
|
0.74
|
0.93
|
0.98
|
0.83
|
0.84
|
0.85
|
0.87
|
0.88
|
0.9
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$239.25 M
|
$200.51 M
|
$191.03 M
|
$175.62 M
|
$164.62 M
|
$183.71 M
|
$180.19 M
|
$163.34 M
|
$159.83 M
|
$153.73 M
|
| Selling & Marketing Expenses |
$3.39 M
|
$3.05 M
|
$2.82 M
|
$2.52 M
|
$2.29 M
|
$2.77 M
|
$2.78 M
|
$2.74 M
|
$2.56 M
|
$2.65 M
|
| Selling, General & Administrative Expenses |
$242.64 M
|
$203.56 M
|
$193.85 M
|
$178.14 M
|
$166.91 M
|
$186.48 M
|
$182.97 M
|
$166.09 M
|
$162.39 M
|
$156.39 M
|
| Other Expenses |
$132.74 M
|
$135.49 M
|
$107.97 M
|
$106.22 M
|
$107.53 M
|
$84.09 M
|
$77.37 M
|
$73.98 M
|
$70.07 M
|
$72.99 M
|
| Operating Expenses |
$375.38 M
|
$339.05 M
|
$301.82 M
|
$284.37 M
|
$274.44 M
|
$270.58 M
|
$260.34 M
|
$240.07 M
|
$232.46 M
|
$229.38 M
|
| Cost And Expenses |
$606.53 M
|
$508.89 M
|
$340.85 M
|
$294.90 M
|
$358.18 M
|
$351.97 M
|
$327.80 M
|
$296.97 M
|
$280.40 M
|
$268.28 M
|
| Interest Income |
$611.67 M
|
$522.79 M
|
$384.07 M
|
$339.88 M
|
$348.28 M
|
$367.53 M
|
$344.26 M
|
$309.41 M
|
$286.95 M
|
$273.22 M
|
| Interest Expense |
$211.55 M
|
$144.57 M
|
$21.88 M
|
$18.79 M
|
$32.60 M
|
$55.98 M
|
$38.63 M
|
$25.91 M
|
$22.51 M
|
$20.62 M
|
| Depreciation & Amortization |
$27.50 M
|
$22.27 M
|
$19.06 M
|
$19.88 M
|
$20.55 M
|
$20.32 M
|
$13.32 M
|
$13.02 M
|
$12.95 M
|
$13.51 M
|
| EBITDA |
$206.95 M |
$175.73 M |
$215.22 M |
$219.74 M |
$153.64 M |
$175.75 M |
$150.32 M |
$141.18 M |
$131.75 M |
$130.14 M |
| EBITDA Ratio |
0.26
|
0.27
|
0.4
|
0.44
|
0.31
|
0.35
|
0.32
|
0.33
|
0.33
|
0.34
|
| Operating Income Ratio |
0.23
|
0.23
|
0.37
|
0.4
|
0.27
|
0.31
|
0.29
|
0.3
|
0.3
|
0.3
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$179.46 M
|
$153.46 M
|
$196.16 M
|
$199.86 M
|
$133.09 M
|
$155.43 M
|
$137.00 M
|
$128.16 M
|
$118.80 M
|
$116.63 M
|
| Income Before Tax Ratio |
0.23
|
0.23
|
0.37
|
0.4
|
0.27
|
0.31
|
0.29
|
0.3
|
0.3
|
0.3
|
| Income Tax Expense |
$38.82 M
|
$34.68 M
|
$44.16 M
|
$44.97 M
|
$28.70 M
|
$34.41 M
|
$24.44 M
|
$46.01 M
|
$40.39 M
|
$40.20 M
|
| Net Income |
$140.64 M
|
$118.78 M
|
$152.00 M
|
$154.89 M
|
$104.39 M
|
$121.02 M
|
$112.57 M
|
$82.15 M
|
$78.41 M
|
$76.43 M
|
| Net Income Ratio |
0.18
|
0.18
|
0.28
|
0.31
|
0.21
|
0.24
|
0.24
|
0.19
|
0.2
|
0.2
|
| EPS |
2.98 |
2.67 |
3.54 |
3.57 |
2.39 |
2.76 |
2.58 |
1.89 |
1.81 |
1.74 |
| EPS Diluted |
2.96 |
2.65 |
3.52 |
3.54 |
2.37 |
2.74 |
2.56 |
1.87 |
1.8 |
1.72 |
| Weighted Average Shares Out |
$47.17 M
|
$44.49 M
|
$42.92 M
|
$43.42 M
|
$43.69 M
|
$43.82 M
|
$43.63 M
|
$43.47 M
|
$43.32 M
|
$43.92 M
|
| Weighted Average Shares Out Diluted |
$47.43 M
|
$44.77 M
|
$43.18 M
|
$43.72 M
|
$43.99 M
|
$44.12 M
|
$44.02 M
|
$43.91 M
|
$43.62 M
|
$44.39 M
|
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