INBK
Income statement / Annual
Last year (2025), First Internet Bancorp's total revenue was $322.87 M,
a decrease of 3.17% from the previous year.
In 2025, First Internet Bancorp's net income was -$35.17 M.
See First Internet Bancorp,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$322.87 M |
$333.42 M |
$259.85 M |
$173.73 M |
$162.09 M |
$171.16 M |
$163.06 M |
$123.29 M |
$94.21 M |
$72.09 M |
| Cost of Revenue |
$278.71 M
|
$221.72 M
|
$181.23 M
|
$64.79 M
|
$48.36 M
|
$81.64 M
|
$90.41 M
|
$57.09 M
|
$35.59 M
|
$23.54 M
|
| Gross Profit |
$44.16 M
|
$111.71 M
|
$78.62 M
|
$108.94 M
|
$113.74 M
|
$89.52 M
|
$72.65 M
|
$66.19 M
|
$58.62 M
|
$48.55 M
|
| Gross Profit Ratio |
0.14
|
0.34
|
0.3
|
0.63
|
0.7
|
0.52
|
0.45
|
0.54
|
0.62
|
0.67
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$64.70 M
|
$3.74 M
|
$49.20 M
|
$42.71 M
|
$39.44 M
|
$36.04 M
|
$30.26 M
|
$26.36 M
|
$23.55 M
|
$19.67 M
|
| Selling & Marketing Expenses |
$0.00
|
$2.59 M
|
$2.57 M
|
$3.55 M
|
$3.26 M
|
$1.65 M
|
$1.80 M
|
$2.47 M
|
$2.39 M
|
$1.82 M
|
| Selling, General & Administrative Expenses |
$64.70 M
|
$6.33 M
|
$51.77 M
|
$46.26 M
|
$42.70 M
|
$37.70 M
|
$32.06 M
|
$28.83 M
|
$25.94 M
|
$21.50 M
|
| Other Expenses |
$30.33 M
|
$77.83 M
|
$21.91 M
|
$22.58 M
|
$14.47 M
|
$17.92 M
|
$13.44 M
|
$13.41 M
|
$9.76 M
|
$9.06 M
|
| Operating Expenses |
$95.03 M
|
$84.16 M
|
$73.68 M
|
$68.84 M
|
$57.16 M
|
$55.62 M
|
$45.49 M
|
$42.24 M
|
$35.70 M
|
$30.56 M
|
| Cost And Expenses |
$373.74 M
|
$305.88 M
|
$254.91 M
|
$133.63 M
|
$105.52 M
|
$137.26 M
|
$135.91 M
|
$99.33 M
|
$71.28 M
|
$54.10 M
|
| Interest Income |
$320.16 M
|
$291.89 M
|
$239.44 M
|
$156.91 M
|
$133.88 M
|
$136.86 M
|
$147.41 M
|
$115.47 M
|
$84.70 M
|
$58.90 M
|
| Interest Expense |
$206.40 M
|
$204.51 M
|
$164.54 M
|
$59.82 M
|
$47.33 M
|
$72.32 M
|
$84.45 M
|
$53.20 M
|
$30.72 M
|
$19.21 M
|
| Depreciation & Amortization |
$0.00
|
$8.46 M
|
$5.75 M
|
$8.73 M
|
$8.78 M
|
$7.83 M
|
$6.93 M
|
$5.67 M
|
$5.30 M
|
$3.80 M
|
| EBITDA |
-$50.87 M |
$36.00 M |
$10.69 M |
$48.83 M |
$65.35 M |
$41.73 M |
$34.08 M |
$29.62 M |
$28.23 M |
$21.78 M |
| EBITDA Ratio |
-0.16
|
0.11
|
0.04
|
0.28
|
0.4
|
0.24
|
0.21
|
0.24
|
0.3
|
0.3
|
| Operating Income Ratio |
-0.16
|
0.08
|
0.02
|
0.23
|
0.35
|
0.2
|
0.17
|
0.19
|
0.24
|
0.25
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
-$50.87 M
|
$27.54 M
|
$4.94 M
|
$40.10 M
|
$56.57 M
|
$33.90 M
|
$27.16 M
|
$23.95 M
|
$22.93 M
|
$17.99 M
|
| Income Before Tax Ratio |
-0.16
|
0.08
|
0.02
|
0.23
|
0.35
|
0.2
|
0.17
|
0.19
|
0.24
|
0.25
|
| Income Tax Expense |
-$15.70 M
|
$2.27 M
|
-$3.48 M
|
$4.56 M
|
$8.46 M
|
$4.45 M
|
$1.92 M
|
$2.05 M
|
$7.70 M
|
$5.91 M
|
| Net Income |
-$35.17 M
|
$25.28 M
|
$8.42 M
|
$35.54 M
|
$48.11 M
|
$29.45 M
|
$25.24 M
|
$21.90 M
|
$15.23 M
|
$12.07 M
|
| Net Income Ratio |
-0.11
|
0.08
|
0.03
|
0.2
|
0.3
|
0.17
|
0.15
|
0.18
|
0.16
|
0.17
|
| EPS |
-4.03 |
2.91 |
0.95 |
3.73 |
4.85 |
2.99 |
2.51 |
2.31 |
2.14 |
2.32 |
| EPS Diluted |
-4.03 |
2.88 |
0.95 |
3.7 |
4.82 |
2.99 |
2.51 |
2.3 |
2.13 |
2.3 |
| Weighted Average Shares Out |
$8.73 M
|
$8.69 M
|
$8.84 M
|
$9.53 M
|
$9.92 M
|
$9.84 M
|
$10.04 M
|
$9.49 M
|
$7.12 M
|
$5.21 M
|
| Weighted Average Shares Out Diluted |
$8.73 M
|
$8.77 M
|
$8.86 M
|
$9.60 M
|
$9.98 M
|
$9.84 M
|
$10.04 M
|
$9.51 M
|
$7.15 M
|
$5.24 M
|
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