CPSS
Income statement / Annual
Last year (2025), Consumer Portfolio Service, Inc.'s total revenue was $427.97 M,
an increase of 8.76% from the previous year.
In 2025, Consumer Portfolio Service, Inc.'s net income was $19.33 M.
See Consumer Portfolio Service, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$427.97 M |
$393.51 M |
$352.01 M |
$329.71 M |
$267.81 M |
$271.16 M |
$345.80 M |
$389.78 M |
$434.38 M |
$422.28 M |
| Cost of Revenue |
$1.76 M
|
$185.95 M
|
$124.33 M
|
$59.42 M
|
$60.65 M
|
$115.45 M
|
$196.30 M
|
$234.55 M
|
$279.06 M
|
$258.45 M
|
| Gross Profit |
$426.21 M
|
$207.56 M
|
$227.68 M
|
$270.29 M
|
$207.16 M
|
$155.71 M
|
$149.50 M
|
$155.23 M
|
$155.33 M
|
$163.83 M
|
| Gross Profit Ratio |
1
|
0.53
|
0.65
|
0.82
|
0.77
|
0.57
|
0.43
|
0.4
|
0.36
|
0.39
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$52.87 M
|
$150.90 M
|
$138.15 M
|
$121.90 M
|
$115.15 M
|
$112.18 M
|
$113.88 M
|
$110.36 M
|
$99.55 M
|
$90.39 M
|
| Selling & Marketing Expenses |
$0.00
|
$22.75 M
|
$21.22 M
|
$23.04 M
|
$16.88 M
|
$14.21 M
|
$17.89 M
|
$17.57 M
|
$15.61 M
|
$17.82 M
|
| Selling, General & Administrative Expenses |
$52.87 M
|
$173.65 M
|
$159.37 M
|
$144.94 M
|
$132.03 M
|
$126.39 M
|
$131.77 M
|
$127.93 M
|
$115.16 M
|
$108.21 M
|
| Other Expenses |
$113.31 M
|
$6.47 M
|
$7.22 M
|
$9.15 M
|
$9.39 M
|
$9.21 M
|
$8.56 M
|
$8.60 M
|
$8.10 M
|
$5.96 M
|
| Operating Expenses |
$166.18 M
|
$180.13 M
|
$166.59 M
|
$154.09 M
|
$141.42 M
|
$135.59 M
|
$140.34 M
|
$136.53 M
|
$123.25 M
|
$114.17 M
|
| Cost And Expenses |
$167.94 M
|
$366.08 M
|
$290.92 M
|
$213.52 M
|
$202.07 M
|
$251.04 M
|
$336.64 M
|
$371.07 M
|
$402.31 M
|
$372.62 M
|
| Interest Income |
$422.70 M
|
$384.96 M
|
$341.22 M
|
$320.52 M
|
$261.85 M
|
$265.45 M
|
$337.10 M
|
$380.30 M
|
$424.17 M
|
$409.00 M
|
| Interest Expense |
$232.02 M
|
$191.26 M
|
$146.63 M
|
$87.52 M
|
$75.24 M
|
$101.34 M
|
$110.53 M
|
$101.47 M
|
$92.35 M
|
$79.94 M
|
| Depreciation & Amortization |
$881.00 K
|
$862.00 K
|
$847.00 K
|
$1.62 M
|
$1.68 M
|
$1.78 M
|
$1.08 M
|
$992.00 K
|
$934.00 K
|
$777.00 K
|
| EBITDA |
$260.03 M |
$28.29 M |
$61.94 M |
$117.81 M |
$67.42 M |
$21.90 M |
$10.24 M |
$19.70 M |
$33.01 M |
$50.44 M |
| EBITDA Ratio |
0.61
|
0.07
|
0.18
|
0.36
|
0.25
|
0.08
|
0.03
|
0.05
|
0.08
|
0.12
|
| Operating Income Ratio |
0.61
|
0.07
|
0.17
|
0.35
|
0.25
|
0.07
|
0.03
|
0.05
|
0.07
|
0.12
|
| Total Other Income/Expenses Net |
-$232.02 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$28.00 M
|
$27.43 M
|
$61.10 M
|
$116.19 M
|
$65.75 M
|
$20.12 M
|
$9.16 M
|
$18.70 M
|
$32.07 M
|
$49.66 M
|
| Income Before Tax Ratio |
0.07
|
0.07
|
0.17
|
0.35
|
0.25
|
0.07
|
0.03
|
0.05
|
0.07
|
0.12
|
| Income Tax Expense |
$8.68 M
|
$8.23 M
|
$15.75 M
|
$30.21 M
|
$18.22 M
|
-$1.56 M
|
$3.76 M
|
$3.84 M
|
$28.31 M
|
$20.36 M
|
| Net Income |
$19.33 M
|
$19.20 M
|
$45.34 M
|
$85.98 M
|
$47.52 M
|
$21.68 M
|
$5.41 M
|
$14.86 M
|
$3.77 M
|
$29.30 M
|
| Net Income Ratio |
0.05
|
0.05
|
0.13
|
0.26
|
0.18
|
0.08
|
0.02
|
0.04
|
0.01
|
0.07
|
| EPS |
0.88 |
0.9 |
2.17 |
4.1 |
2.11 |
0.96 |
0.24 |
0.68 |
0.17 |
1.2 |
| EPS Diluted |
0.8 |
0.79 |
1.8 |
3.23 |
1.84 |
0.9 |
0.22 |
0.59 |
0.14 |
1.01 |
| Weighted Average Shares Out |
$21.89 M
|
$21.29 M
|
$20.90 M
|
$20.96 M
|
$22.56 M
|
$22.61 M
|
$22.42 M
|
$21.99 M
|
$22.69 M
|
$24.36 M
|
| Weighted Average Shares Out Diluted |
$24.08 M
|
$24.33 M
|
$25.22 M
|
$26.59 M
|
$25.78 M
|
$24.00 M
|
$24.06 M
|
$24.99 M
|
$27.21 M
|
$29.04 M
|
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