CHYM
Income statement / Annual
Last year (2025), Chime Financial Inc's total revenue was $2.19 B,
an increase of 30.69% from the previous year.
In 2025, Chime Financial Inc's net income was -$1.01 B.
See Chime Financial Inc,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
| Operating Revenue |
$2.19 B |
$1.67 B |
$1.28 B |
$1.01 B |
| Cost of Revenue |
$309.03 M
|
$207.51 M
|
$219.74 M
|
$214.69 M
|
| Gross Profit |
$1.88 B
|
$1.47 B
|
$1.06 B
|
$794.15 M
|
| Gross Profit Ratio |
0.86
|
0.88
|
0.83
|
0.79
|
| Research and Development Expenses |
$934.93 M
|
$309.58 M
|
$259.00 M
|
$242.43 M
|
| General & Administrative Expenses |
$512.11 M
|
$177.23 M
|
$154.95 M
|
$169.72 M
|
| Selling & Marketing Expenses |
$635.38 M
|
$519.76 M
|
$443.81 M
|
$434.23 M
|
| Selling, General & Administrative Expenses |
$1.15 B
|
$696.99 M
|
$598.75 M
|
$603.94 M
|
| Other Expenses |
$835.30 M
|
$521.39 M
|
$436.75 M
|
$426.48 M
|
| Operating Expenses |
$2.92 B
|
$1.53 B
|
$1.29 B
|
$1.27 B
|
| Cost And Expenses |
$3.23 B
|
$1.74 B
|
$1.51 B
|
$1.49 B
|
| Interest Income |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Interest Expense |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Depreciation & Amortization |
$30.00 M
|
$25.37 M
|
$12.94 M
|
$7.30 M
|
| EBITDA |
-$979.11 M |
-$36.83 M |
-$222.85 M |
-$471.40 M |
| EBITDA Ratio |
-0.45
|
-0.02
|
-0.17
|
-0.47
|
| Operating Income Ratio |
-0.48
|
-0.04
|
-0.18
|
-0.47
|
| Total Other Income/Expenses Net |
$30.87 M
|
$39.47 M
|
$32.82 M
|
$8.11 M
|
| Income Before Tax |
-$1.01 B
|
-$22.73 M
|
-$202.97 M
|
-$470.59 M
|
| Income Before Tax Ratio |
-0.46
|
-0.01
|
-0.16
|
-0.47
|
| Income Tax Expense |
$831.00 K
|
$2.61 M
|
$234.00 K
|
-$337.00 K
|
| Net Income |
-$1.01 B
|
-$25.34 M
|
-$203.20 M
|
-$470.25 M
|
| Net Income Ratio |
-0.46
|
-0.02
|
-0.16
|
-0.47
|
| EPS |
-2.66 |
-0.0696 |
-0.56 |
-1.29 |
| EPS Diluted |
-2.66 |
-0.0696 |
-0.56 |
-1.29 |
| Weighted Average Shares Out |
$2.36 B
|
$364.42 M
|
$364.42 M
|
$364.42 M
|
| Weighted Average Shares Out Diluted |
$2.36 B
|
$364.42 M
|
$364.42 M
|
$364.42 M
|
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