CFFN
Income statement / Annual
Last year (2025), Capitol Federal Financial, Inc.'s total revenue was $417.40 M,
an increase of 10.03% from the previous year.
In 2025, Capitol Federal Financial, Inc.'s net income was $68.03 M.
See Capitol Federal Financial, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
09/30/2025 |
09/30/2024 |
09/30/2023 |
09/30/2022 |
09/30/2021 |
09/30/2020 |
09/30/2019 |
09/30/2018 |
09/30/2017 |
09/30/2016 |
| Operating Revenue |
$417.40 M |
$379.37 M |
$185.64 M |
$299.57 M |
$278.75 M |
$321.69 M |
$349.43 M |
$338.31 M |
$330.10 M |
$314.97 M |
| Cost of Revenue |
$219.95 M
|
$216.04 M
|
$213.36 M
|
$82.32 M
|
$74.67 M
|
$137.94 M
|
$124.31 M
|
$123.12 M
|
$117.80 M
|
$108.18 M
|
| Gross Profit |
$197.45 M
|
$163.33 M
|
-$27.72 M
|
$217.26 M
|
$204.08 M
|
$183.74 M
|
$225.12 M
|
$215.19 M
|
$212.29 M
|
$206.79 M
|
| Gross Profit Ratio |
0.47
|
0.43
|
-0.15
|
0.73
|
0.73
|
0.57
|
0.64
|
0.64
|
0.64
|
0.66
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$64.70 M
|
$58.32 M
|
$55.95 M
|
$59.62 M
|
$58.55 M
|
$70.88 M
|
$71.93 M
|
$63.84 M
|
$58.26 M
|
$57.99 M
|
| Selling & Marketing Expenses |
$4.95 M
|
$4.26 M
|
$4.31 M
|
$5.18 M
|
$5.13 M
|
$4.89 M
|
$5.24 M
|
$5.03 M
|
$4.67 M
|
$4.61 M
|
| Selling, General & Administrative Expenses |
$69.65 M
|
$62.59 M
|
$60.25 M
|
$64.80 M
|
$63.68 M
|
$75.77 M
|
$77.18 M
|
$68.87 M
|
$62.93 M
|
$62.60 M
|
| Other Expenses |
$44.78 M
|
$46.64 M
|
$50.99 M
|
$45.26 M
|
$44.38 M
|
$27.34 M
|
$27.29 M
|
$22.41 M
|
$21.44 M
|
$22.25 M
|
| Operating Expenses |
$114.43 M
|
$109.22 M
|
$111.24 M
|
$110.05 M
|
$108.06 M
|
$103.11 M
|
$104.47 M
|
$91.28 M
|
$84.37 M
|
$84.85 M
|
| Cost And Expenses |
$334.38 M
|
$325.27 M
|
$324.60 M
|
$192.37 M
|
$182.73 M
|
$241.06 M
|
$228.78 M
|
$214.40 M
|
$202.18 M
|
$193.03 M
|
| Interest Income |
$399.52 M
|
$376.84 M
|
$359.79 M
|
$279.54 M
|
$258.18 M
|
$304.98 M
|
$329.95 M
|
$321.89 M
|
$313.19 M
|
$301.11 M
|
| Interest Expense |
$219.21 M
|
$214.78 M
|
$206.52 M
|
$86.95 M
|
$83.18 M
|
$115.64 M
|
$123.56 M
|
$123.12 M
|
$117.80 M
|
$108.93 M
|
| Depreciation & Amortization |
$7.72 M
|
$8.70 M
|
$10.11 M
|
$10.74 M
|
$10.95 M
|
$11.10 M
|
$11.46 M
|
$8.69 M
|
$7.80 M
|
$7.14 M
|
| EBITDA |
$90.74 M |
$62.81 M |
-$128.85 M |
$117.94 M |
$106.98 M |
$91.73 M |
$132.11 M |
$132.60 M |
$135.72 M |
$129.08 M |
| EBITDA Ratio |
0.22
|
0.17
|
-0.69
|
0.39
|
0.38
|
0.29
|
0.38
|
0.39
|
0.41
|
0.41
|
| Operating Income Ratio |
0.2
|
0.14
|
-0.75
|
0.36
|
0.34
|
0.25
|
0.35
|
0.37
|
0.39
|
0.39
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$83.02 M
|
$54.10 M
|
-$138.96 M
|
$107.20 M
|
$96.03 M
|
$80.63 M
|
$120.65 M
|
$123.91 M
|
$127.92 M
|
$121.94 M
|
| Income Before Tax Ratio |
0.2
|
0.14
|
-0.75
|
0.36
|
0.34
|
0.25
|
0.35
|
0.37
|
0.39
|
0.39
|
| Income Tax Expense |
$15.00 M
|
$16.09 M
|
-$37.30 M
|
$22.75 M
|
$19.95 M
|
$16.09 M
|
$26.41 M
|
$24.98 M
|
$43.78 M
|
$38.45 M
|
| Net Income |
$68.03 M
|
$38.01 M
|
-$101.66 M
|
$84.45 M
|
$76.08 M
|
$64.54 M
|
$94.24 M
|
$98.93 M
|
$84.14 M
|
$83.49 M
|
| Net Income Ratio |
0.16
|
0.1
|
-0.55
|
0.28
|
0.27
|
0.2
|
0.27
|
0.29
|
0.25
|
0.27
|
| EPS |
0.52 |
0.29 |
-0.84 |
0.62 |
0.56 |
0.47 |
0.68 |
0.73 |
0.63 |
0.63 |
| EPS Diluted |
0.52 |
0.29 |
-0.84 |
0.62 |
0.56 |
0.47 |
0.68 |
0.73 |
0.63 |
0.63 |
| Weighted Average Shares Out |
$130.03 M
|
$129.87 M
|
$133.56 M
|
$135.70 M
|
$135.48 M
|
$137.90 M
|
$137.68 M
|
$134.70 M
|
$134.08 M
|
$133.05 M
|
| Weighted Average Shares Out Diluted |
$130.03 M
|
$130.67 M
|
$133.56 M
|
$135.70 M
|
$135.50 M
|
$137.90 M
|
$137.74 M
|
$134.76 M
|
$134.24 M
|
$133.18 M
|
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