CACC
Income statement / Annual
Last year (2024), Credit Acceptance Corporation's total revenue was $2.16 B,
an increase of 13.70% from the previous year.
In 2024, Credit Acceptance Corporation's net income was $247.90 M.
See Credit Acceptance Corporation,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$2.16 B |
$1.90 B |
$1.18 B |
$1.80 B |
$1.62 B |
$1.42 B |
$1.22 B |
$1.05 B |
$917.30 M |
$778.70 M |
| Cost of Revenue |
$802.20 M
|
$617.40 M
|
$475.00 M
|
$421.10 M
|
$416.40 M
|
$419.60 M
|
$350.40 M
|
$283.00 M
|
$250.20 M
|
$225.60 M
|
| Gross Profit |
$1.36 B
|
$1.28 B
|
$709.40 M
|
$1.38 B
|
$1.20 B
|
$1.00 B
|
$873.00 M
|
$769.60 M
|
$667.10 M
|
$553.10 M
|
| Gross Profit Ratio |
0.63
|
0.68
|
0.6
|
0.77
|
0.74
|
0.7
|
0.71
|
0.73
|
0.73
|
0.71
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.39
|
$0.68
|
$0.33
|
$0.57
|
$0.59
|
$0.53
|
$0.55
|
$0.00
|
| General & Administrative Expenses |
$97.90 M
|
$87.20 M
|
$88.70 M
|
$100.30 M
|
$69.60 M
|
$65.10 M
|
$55.70 M
|
$55.50 M
|
$48.20 M
|
$37.80 M
|
| Selling & Marketing Expenses |
$94.40 M
|
$91.70 M
|
$75.60 M
|
$65.30 M
|
$69.50 M
|
$70.20 M
|
$67.70 M
|
$58.40 M
|
$49.40 M
|
$45.90 M
|
| Selling, General & Administrative Expenses |
$192.30 M
|
$178.90 M
|
$164.30 M
|
$165.60 M
|
$139.10 M
|
$135.30 M
|
$123.40 M
|
$113.90 M
|
$97.60 M
|
$83.70 M
|
| Other Expenses |
$1.14 B
|
$1.08 B
|
$444.40 M
|
-$5.90 M
|
$545.20 M
|
$37.90 M
|
$62.40 M
|
$57.40 M
|
$51.90 M
|
$46.60 M
|
| Operating Expenses |
$1.33 B
|
$459.10 M
|
$608.70 M
|
$159.70 M
|
$684.30 M
|
$173.20 M
|
$117.90 M
|
$185.80 M
|
$135.90 M
|
$78.60 M
|
| Cost And Expenses |
$2.13 B
|
$1.53 B
|
$1.04 B
|
$542.00 M
|
$1.06 B
|
$562.70 M
|
$468.30 M
|
$468.80 M
|
$386.10 M
|
$304.20 M
|
| Interest Income |
$26.20 M
|
$19.70 M
|
$6.60 M
|
$1.20 M
|
$2.90 M
|
$8.50 M
|
$5.00 M
|
$2.20 M
|
$1.70 M
|
$0.00
|
| Interest Expense |
$0.00
|
$0.00
|
$0.00
|
$164.30 M
|
$192.00 M
|
$196.20 M
|
$156.60 M
|
$120.20 M
|
$97.70 M
|
$76.00 M
|
| Depreciation & Amortization |
$27.80 M
|
$26.60 M
|
$953.10 M
|
$403.60 M
|
$920.40 M
|
$631.30 M
|
$530.70 M
|
$526.20 M
|
$438.00 M
|
$14.20 M
|
| EBITDA |
$352.90 M |
$373.90 M |
$711.70 M |
$1.26 B |
$564.30 M |
$859.50 M |
$755.10 M |
$583.80 M |
$531.20 M |
$487.00 M |
| EBITDA Ratio |
0.16
|
0.2
|
0.6
|
0.7
|
0.35
|
0.61
|
0.62
|
0.55
|
0.58
|
0.61
|
| Operating Income Ratio |
0.38
|
0.23
|
0.58
|
0.68
|
0.33
|
0.59
|
0.62
|
0.55
|
0.58
|
0.61
|
| Total Other Income/Expenses Net |
-$500.80 M
|
-$72.50 M
|
-$46.40 M
|
-$38.80 M
|
-$45.30 M
|
-$31.90 M
|
-$26.00 M
|
-$22.70 M
|
-$26.00 M
|
-$33.20 M
|
| Income Before Tax |
$329.50 M
|
$367.60 M
|
$711.70 M
|
$1.26 B
|
$549.50 M
|
$855.90 M
|
$755.10 M
|
$583.80 M
|
$531.20 M
|
$474.50 M
|
| Income Before Tax Ratio |
0.15
|
0.19
|
0.6
|
0.7
|
0.34
|
0.6
|
0.62
|
0.55
|
0.58
|
0.61
|
| Income Tax Expense |
$81.60 M
|
$81.50 M
|
$175.90 M
|
$302.60 M
|
$128.50 M
|
$199.80 M
|
$181.10 M
|
$113.60 M
|
$198.40 M
|
$174.80 M
|
| Net Income |
$247.90 M
|
$286.10 M
|
$535.80 M
|
$958.30 M
|
$421.00 M
|
$656.10 M
|
$574.00 M
|
$470.20 M
|
$332.80 M
|
$299.70 M
|
| Net Income Ratio |
0.11
|
0.15
|
0.45
|
0.53
|
0.26
|
0.46
|
0.47
|
0.45
|
0.36
|
0.38
|
| EPS |
20.12 |
22.09 |
39.5 |
59.57 |
23.57 |
34.71 |
29.52 |
24.12 |
16.37 |
14.35 |
| EPS Diluted |
19.88 |
21.99 |
39.32 |
59.52 |
23.47 |
34.57 |
29.39 |
24.04 |
16.31 |
14.28 |
| Weighted Average Shares Out |
$12.32 M
|
$12.95 M
|
$13.56 M
|
$16.09 M
|
$17.86 M
|
$18.90 M
|
$19.45 M
|
$19.50 M
|
$20.33 M
|
$20.89 M
|
| Weighted Average Shares Out Diluted |
$12.47 M
|
$13.01 M
|
$13.63 M
|
$16.10 M
|
$17.94 M
|
$18.98 M
|
$19.53 M
|
$19.56 M
|
$20.41 M
|
$20.98 M
|
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