ACIC
Income statement / Annual
Last year (2025), American Coastal Insurance Corp's total revenue was $335.44 M,
an increase of 13.07% from the previous year.
In 2025, American Coastal Insurance Corp's net income was $106.84 M.
See American Coastal Insurance Corp,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$335.44 M |
$296.66 M |
$263.68 M |
$220.79 M |
$228.69 M |
$846.66 M |
$825.12 M |
$723.94 M |
$654.42 M |
$487.12 M |
| Cost of Revenue |
$46.04 M
|
$140.31 M
|
$122.11 M
|
$177.11 M
|
$182.25 M
|
$844.32 M
|
$737.76 M
|
$611.73 M
|
$540.98 M
|
$416.01 M
|
| Gross Profit |
$289.40 M
|
$156.35 M
|
$141.56 M
|
$43.68 M
|
$46.44 M
|
$2.34 M
|
$87.36 M
|
$112.21 M
|
$113.44 M
|
$71.11 M
|
| Gross Profit Ratio |
0.86
|
0.53
|
0.54
|
0.2
|
0.2
|
0
|
0.11
|
0.16
|
0.17
|
0.15
|
| Research and Development Expenses |
$0.00
|
$357.70 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$0.00
|
$36.98 M
|
$31.78 M
|
$32.00 M
|
$31.42 M
|
$72.06 M
|
$65.99 M
|
$66.11 M
|
$81.76 M
|
$42.96 M
|
| Selling & Marketing Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling, General & Administrative Expenses |
$0.00
|
$36.98 M
|
$31.78 M
|
$32.00 M
|
$31.42 M
|
$72.06 M
|
$65.99 M
|
$66.11 M
|
$81.76 M
|
$42.96 M
|
| Other Expenses |
$146.67 M
|
-$349.92 M
|
$13.71 M
|
$10.00 M
|
$25.43 M
|
$62.38 M
|
$53.97 M
|
$50.34 M
|
$30.77 M
|
$21.15 M
|
| Operating Expenses |
$146.67 M
|
$44.76 M
|
$45.48 M
|
$42.00 M
|
$56.85 M
|
$134.44 M
|
$119.96 M
|
$116.45 M
|
$112.53 M
|
$64.10 M
|
| Cost And Expenses |
$192.71 M
|
$185.07 M
|
$167.60 M
|
$219.10 M
|
$239.10 M
|
$978.76 M
|
$857.72 M
|
$728.18 M
|
$653.51 M
|
$480.11 M
|
| Interest Income |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Interest Expense |
$10.82 M
|
$12.00 M
|
$10.88 M
|
$9.48 M
|
$9.30 M
|
$9.58 M
|
$9.78 M
|
$9.87 M
|
$3.25 M
|
$723.00 K
|
| Depreciation & Amortization |
$20.60 M
|
$8.87 M
|
$10.63 M
|
$23.31 M
|
$11.77 M
|
$11.05 M
|
$12.00 M
|
$18.48 M
|
$37.53 M
|
$11.71 M
|
| EBITDA |
$174.15 M |
$122.52 M |
$117.58 M |
$34.48 M |
$10.65 M |
-$111.48 M |
-$10.83 M |
$24.11 M |
$41.69 M |
$19.44 M |
| EBITDA Ratio |
0.52
|
0.41
|
0.45
|
0.16
|
0.05
|
-0.13
|
-0.01
|
0.03
|
0.06
|
0.04
|
| Operating Income Ratio |
0.43
|
0.38
|
0.36
|
0.01
|
-0.05
|
-0.16
|
-0.04
|
-0.01
|
0
|
0.01
|
| Total Other Income/Expenses Net |
$0.00
|
-$9.93 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$142.73 M
|
$101.66 M
|
$96.08 M
|
$1.68 M
|
-$10.42 M
|
-$132.10 M
|
-$32.61 M
|
-$4.24 M
|
$910.00 K
|
$7.00 M
|
| Income Before Tax Ratio |
0.43
|
0.34
|
0.36
|
0.01
|
-0.05
|
-0.16
|
-0.04
|
-0.01
|
0
|
0.01
|
| Income Tax Expense |
$35.94 M
|
$25.34 M
|
$10.88 M
|
$26.23 M
|
-$6.70 M
|
-$36.61 M
|
-$3.12 M
|
-$4.63 M
|
-$9.24 M
|
$1.31 M
|
| Net Income |
$106.84 M
|
$75.72 M
|
$309.91 M
|
-$469.86 M
|
-$57.92 M
|
-$96.45 M
|
-$29.87 M
|
$290.00 K
|
$10.15 M
|
$5.70 M
|
| Net Income Ratio |
0.32
|
0.26
|
1.18
|
-2.13
|
-0.25
|
-0.11
|
-0.04
|
0
|
0.02
|
0.01
|
| EPS |
2.2 |
1.58 |
7.11 |
-10.87 |
-1.35 |
-2.25 |
-0.7 |
0.0068 |
0.27 |
0.27 |
| EPS Diluted |
2.15 |
1.53 |
6.98 |
-10.87 |
-1.35 |
-2.25 |
-0.7 |
0.0068 |
0.27 |
0.26 |
| Weighted Average Shares Out |
$48.48 M
|
$47.83 M
|
$43.60 M
|
$43.05 M
|
$42.95 M
|
$42.86 M
|
$42.76 M
|
$42.65 M
|
$37.15 M
|
$21.42 M
|
| Weighted Average Shares Out Diluted |
$49.78 M
|
$49.36 M
|
$44.39 M
|
$43.05 M
|
$42.95 M
|
$42.86 M
|
$42.76 M
|
$42.84 M
|
$37.38 M
|
$21.61 M
|
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