ADS
Income statement / Annual
Last year (2024), Bread Financial Holdings, Inc.'s total revenue was $4.80 B,
a decrease of 7.27% from the previous year.
In 2024, Bread Financial Holdings, Inc.'s net income was $277.00 M.
See Bread Financial Holdings, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$4.80 B |
$5.17 B |
$4.37 B |
$3.66 B |
$4.52 B |
$5.58 B |
$7.79 B |
$7.72 B |
$7.14 B |
$6.44 B |
| Cost of Revenue |
$2.36 B
|
$2.11 B
|
$2.10 B
|
$1.59 B
|
$2.57 B
|
$2.69 B
|
$4.22 B
|
$4.27 B
|
$4.28 B
|
$3.81 B
|
| Gross Profit |
$2.44 B
|
$3.07 B
|
$2.28 B
|
$2.06 B
|
$1.95 B
|
$2.89 B
|
$3.57 B
|
$3.45 B
|
$2.86 B
|
$2.63 B
|
| Gross Profit Ratio |
0.51
|
0.59
|
0.52
|
0.56
|
0.43
|
0.52
|
0.46
|
0.45
|
0.4
|
0.41
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$897.00 M
|
$867.00 M
|
$779.00 M
|
$136.00 M
|
$105.70 M
|
$150.60 M
|
$172.70 M
|
$166.30 M
|
$143.20 M
|
$138.48 M
|
| Selling & Marketing Expenses |
$147.00 M
|
$161.00 M
|
$180.00 M
|
$160.00 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling, General & Administrative Expenses |
$1.04 B
|
$1.03 B
|
$959.00 M
|
$296.00 M
|
$105.70 M
|
$150.60 M
|
$172.70 M
|
$166.30 M
|
$143.20 M
|
$138.48 M
|
| Other Expenses |
$1.02 B
|
$1.07 B
|
$1.02 B
|
$722.00 M
|
$1.45 B
|
$1.36 B
|
$1.50 B
|
$1.64 B
|
$1.45 B
|
$1.16 B
|
| Operating Expenses |
$2.06 B
|
$2.10 B
|
$1.98 B
|
$1.02 B
|
$1.56 B
|
$1.51 B
|
$1.68 B
|
$1.80 B
|
$1.60 B
|
$1.30 B
|
| Cost And Expenses |
$4.42 B
|
$4.21 B
|
$4.07 B
|
$2.61 B
|
$4.13 B
|
$4.20 B
|
$5.90 B
|
$6.07 B
|
$5.87 B
|
$5.11 B
|
| Interest Income |
$5.02 B
|
$5.15 B
|
$4.68 B
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Interest Expense |
$960.00 M
|
$879.00 M
|
$503.00 M
|
$4.00 M
|
$108.50 M
|
$355.60 M
|
$450.40 M
|
$407.80 M
|
$302.90 M
|
$233.08 M
|
| Depreciation & Amortization |
$90.00 M
|
$116.00 M
|
$113.00 M
|
$123.00 M
|
$183.80 M
|
$249.30 M
|
$487.30 M
|
$497.60 M
|
$512.10 M
|
$492.14 M
|
| EBITDA |
$471.00 M |
$1.08 B |
$413.00 M |
$1.17 B |
$686.80 M |
$1.34 B |
$2.16 B |
$1.99 B |
$1.65 B |
$1.65 B |
| EBITDA Ratio |
0.1
|
0.21
|
0.09
|
0.32
|
0.15
|
0.24
|
0.28
|
0.26
|
0.23
|
0.26
|
| Operating Income Ratio |
0.08
|
0.19
|
0.07
|
0.29
|
0.2
|
0.23
|
0.24
|
0.21
|
0.18
|
0.2
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
-$4.00 M
|
-$493.90 M
|
-$569.00 M
|
-$670.60 M
|
-$564.40 M
|
-$428.50 M
|
-$330.18 M
|
| Income Before Tax |
$381.00 M
|
$968.00 M
|
$300.00 M
|
$1.04 B
|
$394.50 M
|
$738.40 M
|
$1.22 B
|
$1.08 B
|
$837.00 M
|
$931.68 M
|
| Income Before Tax Ratio |
0.08
|
0.19
|
0.07
|
0.29
|
0.09
|
0.13
|
0.16
|
0.14
|
0.12
|
0.14
|
| Income Tax Expense |
$102.00 M
|
$231.00 M
|
$76.00 M
|
$247.00 M
|
$99.50 M
|
$165.80 M
|
$260.60 M
|
$292.40 M
|
$319.40 M
|
$326.25 M
|
| Net Income |
$277.00 M
|
$718.00 M
|
$223.00 M
|
$797.00 M
|
$213.70 M
|
$278.00 M
|
$963.10 M
|
$788.70 M
|
$515.80 M
|
$596.54 M
|
| Net Income Ratio |
0.06
|
0.14
|
0.05
|
0.22
|
0.05
|
0.05
|
0.12
|
0.1
|
0.07
|
0.09
|
| EPS |
5.58 |
14.42 |
4.47 |
16.67 |
4.47 |
5.56 |
17.54 |
14.16 |
8.8 |
9.64 |
| EPS Diluted |
5.5 |
14.36 |
4.46 |
16.64 |
4.46 |
5.46 |
17.48 |
14.11 |
8.76 |
9.58 |
| Weighted Average Shares Out |
$49.60 M
|
$49.80 M
|
$49.90 M
|
$47.80 M
|
$47.80 M
|
$50.00 M
|
$54.90 M
|
$55.70 M
|
$58.60 M
|
$61.90 M
|
| Weighted Average Shares Out Diluted |
$50.40 M
|
$50.00 M
|
$50.00 M
|
$47.90 M
|
$47.90 M
|
$50.90 M
|
$55.10 M
|
$55.90 M
|
$58.90 M
|
$62.30 M
|
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