ESBK
Income statement / Annual
Last year (2020), Elmira Savings Bank's total revenue was $23.80 M,
an increase of 12.25% from the previous year.
In 2020, Elmira Savings Bank's net income was $4.16 M.
See Elmira Savings Bank,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
FY-2013
|
FY-2012
|
FY-2011
|
| Period Ended |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
12/31/2014 |
12/31/2013 |
12/31/2012 |
12/31/2011 |
| Operating Revenue |
$23.80 M |
$21.20 M |
$21.09 M |
$21.99 M |
$22.42 M |
$21.03 M |
$20.17 M |
$20.61 M |
$21.14 M |
$20.28 M |
| Cost of Revenue |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Gross Profit |
$23.80 M
|
$21.20 M
|
$21.09 M
|
$21.99 M
|
$22.42 M
|
$21.03 M
|
$20.17 M
|
$20.61 M
|
$21.14 M
|
$20.28 M
|
| Gross Profit Ratio |
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$8.97 M
|
$8.54 M
|
$8.09 M
|
$8.18 M
|
$7.93 M
|
$7.32 M
|
$7.69 M
|
$7.38 M
|
$6.77 M
|
$7.51 M
|
| Selling & Marketing Expenses |
$693,000.00
|
$1.06 M
|
$736,000.00
|
$884,000.00
|
$794,000.00
|
$832,000.00
|
$884,000.00
|
$676,000.00
|
$722,000.00
|
$636,000.00
|
| Selling, General & Administrative Expenses |
$9.66 M
|
$9.60 M
|
$8.82 M
|
$9.07 M
|
$8.72 M
|
$8.16 M
|
$8.58 M
|
$8.06 M
|
$7.49 M
|
$8.15 M
|
| Other Expenses |
-$22.31 M
|
-$19.79 M
|
-$20.18 M
|
-$21.85 M
|
-$20.45 M
|
-$18.28 M
|
-$18.64 M
|
-$17.04 M
|
-$15.01 M
|
-$14.47 M
|
| Operating Expenses |
-$12.65 M
|
-$10.19 M
|
-$11.35 M
|
-$12.79 M
|
-$11.73 M
|
-$10.13 M
|
-$10.06 M
|
-$8.98 M
|
-$7.52 M
|
-$6.33 M
|
| Cost And Expenses |
-$12.65 M
|
-$10.19 M
|
-$11.35 M
|
-$12.79 M
|
-$11.73 M
|
-$10.13 M
|
-$10.06 M
|
-$8.98 M
|
-$7.52 M
|
-$6.33 M
|
| Interest Income |
$22.48 M
|
$23.26 M
|
$21.08 M
|
$20.55 M
|
$20.89 M
|
$20.73 M
|
$20.27 M
|
$20.25 M
|
$20.99 M
|
$22.10 M
|
| Interest Expense |
$5.90 M
|
$6.83 M
|
$4.51 M
|
$4.00 M
|
$4.37 M
|
$5.10 M
|
$4.86 M
|
$5.20 M
|
$5.90 M
|
$6.55 M
|
| Depreciation & Amortization |
$798,000.00
|
$876,000.00
|
$866,000.00
|
$815,000.00
|
$782,000.00
|
$759,000.00
|
$749,000.00
|
$790,000.00
|
$810,000.00
|
$761,000.00
|
| EBITDA |
$11.95 M |
$11.88 M |
$10.60 M |
$10.01 M |
$11.48 M |
$11.66 M |
$10.86 M |
$12.42 M |
$14.43 M |
$14.71 M |
| EBITDA Ratio |
0.5
|
0.56
|
0.5
|
0.46
|
0.51
|
0.55
|
0.54
|
0.6
|
0.68
|
0.73
|
| Operating Income Ratio |
0.47
|
0.52
|
0.46
|
0.42
|
0.48
|
0.52
|
0.5
|
0.56
|
0.64
|
0.69
|
| Total Other Income/Expenses Net |
-$5.90 M
|
-$6.83 M
|
-$4.50 M
|
-$3.99 M
|
-$4.36 M
|
-$5.10 M
|
-$4.85 M
|
-$5.20 M
|
-$5.89 M
|
-$6.55 M
|
| Income Before Tax |
$5.26 M
|
$4.18 M
|
$5.23 M
|
$5.21 M
|
$6.33 M
|
$5.80 M
|
$5.26 M
|
$6.43 M
|
$7.73 M
|
$7.41 M
|
| Income Before Tax Ratio |
0.22
|
0.2
|
0.25
|
0.24
|
0.28
|
0.28
|
0.26
|
0.31
|
0.37
|
0.37
|
| Income Tax Expense |
$1.09 M
|
$689,000.00
|
$988,000.00
|
$350,000.00
|
$1.99 M
|
$1.68 M
|
$1.59 M
|
$1.37 M
|
$2.51 M
|
$2.37 M
|
| Net Income |
$4.16 M
|
$3.49 M
|
$4.24 M
|
$4.85 M
|
$4.34 M
|
$4.12 M
|
$3.67 M
|
$5.05 M
|
$5.21 M
|
$5.03 M
|
| Net Income Ratio |
0.17
|
0.16
|
0.2
|
0.22
|
0.19
|
0.2
|
0.18
|
0.25
|
0.25
|
0.25
|
| EPS |
1.2 |
1 |
1.21 |
1.48 |
1.52 |
1.45 |
1.3 |
1.84 |
1.98 |
1.93 |
| EPS Diluted |
1.2 |
1 |
1.21 |
1.47 |
1.51 |
1.42 |
1.25 |
1.75 |
1.89 |
1.88 |
| Weighted Average Shares Out |
$3.48 M
|
$3.50 M
|
$3.49 M
|
$3.28 M
|
$2.86 M
|
$2.84 M
|
$2.81 M
|
$2.75 M
|
$2.63 M
|
$2.60 M
|
| Weighted Average Shares Out Diluted |
$3.48 M
|
$3.50 M
|
$3.49 M
|
$3.30 M
|
$2.88 M
|
$2.90 M
|
$2.94 M
|
$2.88 M
|
$2.76 M
|
$2.67 M
|
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