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I'm 57 with 7-year-old twins and a stay-at-home wife with $0 in her own retirement savings. We're focused on financial aid for the kids.

By Yahoo! Finance   |   2 months ago
I'm 57 with 7-year-old twins and a stay-at-home wife with $0 in her own retirement savings. We're focused on financial aid for the kids.

Consider setting up a spousal IRA for your nonworking spouse, allowing contributions up to $7,000 or $8,000 in 2025. Social Security decisions are complex and require detailed planning, especially in terms of benefits for children and survivor benefits.

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