'I've nothing saved for retirement': I'm 50 and earn $45,000. I don't have a 401(k) match. Should I put 10% of my salary in a Roth IRA instead?
After years in manual labor, I transitioned to tech support with a $45,000 salary. Considering factors like no employer match, it's advisable to invest in a Roth IRA due to tax benefits and potential growth, ensuring a more comfortable retirement.